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In a real estate loan, the flexible option allows the borrower to readjust his repayment expenses to his finances or projects. Is this option compatible with credit consolidation? What is a flexible credit? A flexible credit is generally fixed rate, it is an option that gives the possibility to control its reimbursement expenses. This option […]

Customer verification in a loan company Since loan companies are not subject to the Banking Law, they are not obliged to check the customer’s credit history at the Credit Information Bureau. Put simply, the person requesting a payday loan does not have to worry about not getting money if he has any problems paying off […]

Once you have paid off the big loan, it may feel like money is junk when you no longer need to repay the loan. This can easily lead to unnecessarily freely spending money and possibly taking on new debt when the money runs out. What everyone thinks is a big loan is not really significant […]

On June 21, in the State Duma, in the final hearing, they adopted an amendment to the law on MFIs, in which they determined the maximum percentage of microloans issued to individuals for one calendar year. The amendment states that microfinance organizations have the right to charge interest on microloans for one year only until […]

Leasing loans are granted by leasing companies, not banks. You can find them in the offer of the largest lessors, such as DER, Getin Leasing or LTY Leasing. Last year, leasing companies granted loans worth PLN 7.4 billion – over 14% more than a year ago. The most frequently financed in this way are machines […]

For employees in the public service, the criteria for accepting a mortgage are identical to those of a private sector employee. However, government profiles can claim more attractive terms. Civil servant: the options to become owner Public servants who want to buy a home have two options. The first is to deploy one’s own financial […]

If we already have a non-renewable fifth sale or if there is no possibility of obtaining it for various reasons, there may be further solutions to obtain a loan. Let’s see in detail which loans for protested without a salary transfer we could use to obtain the necessary liquidity.   Personal loans for protesters Getting […]

The consolidation loan and its variation, i.e. the mortgage consolidation loan, is increasingly used for debt relief in Poland. It is not as widespread as a “classic” consolidation loan, so it’s worth familiarizing yourself with its definition and specifics. The consolidation loan itself is already quite well known among Poles. It is a tool that […]

In the near future, a new system is planned to appear, with the help of which any citizen of Russia will be able to fully use all banking services, including taking a loan, using a device with Internet access. To do this, you will need to go through identification once in the Unified Identification and […]

When several people (cohabitants, friends, colleagues.) buy a property in joint ownership, they can also obtain a property credit in joint ownership. Can this type of financing be pooled? Real estate credit in joint ownership: what is it? A real estate credit in joint ownership is a loan to finance the acquisition of an immovable […]